[1]
Dr. R. Jegadeesan and Dr. Hardeep Kumar, “Awareness and Adoption of Unified Payment Interface (UPI)”, JETIRD, vol. 1, no. 1, pp. 7–14, Feb. 2026, Accessed: Aug. 24, 2026. [Online]. Available: https://jetird.com/index.php/files/article/view/4